@haejin - I'm all set up for the ETF. Could you comment on Broker fees please. For instance in the UK it will probably cost about $15 per trade. Currency conversion and trading n a US ETF etc - So, if we check every week and have to go in and out of different ETF's the fee's would be a killer unless you have a certain position size right? I imagine and hope there won't too many changes but to start with $500 might not be workable. I'm going to start with £2000 - Do you think this will be ok? Thanks for everything :)