Bravo for putting forth a honest look into bitconnect. You presented the facts then gave a opinion. You give the impression that you really don't want to be doing this. I can say this is honest because I've been in for a month and have made back 1/3 of my investment. Except for one hickup they always pay and it does pay relative to volatility, either up or down in btc price. But I'm still hesitant to invest more, but am torn thinking "what if it is legit and I miss out not going more in". Find a balance and make a plan to stick to.