It's hard to tell. I'm new to Steem and crypto in general. One of the things that brings me confidence is that crypto's aren't managed by Wall Street of any of those types. While it's almost pointless to keep your money in a bank account w/our current nominal interest rate policy, putting money into something that can grow outside of traditional investment vehicles is a very exciting prospect!! Sorry I really shouldn't be giving advice yet. As long as you are considering crypto's you'll know which one sparks your interest! :)