Hi Nashbe. I don't necessarily disagree with you, however I am still holding a lot of Ripple as a hedge, personally I think the way we may be going with regulation puts Ripple in a strong position. I know that sounds cynical but there is no room for sentiment in investing! Also there is a strong argument to say that bitcoin has inadvertently been centralized. Last time I looked around 95% of bitcoin was owned by 1% of bitcoin investors. That seems to me that we might just be creating another wealth gap, with a disproportionate amount of wealth sitting with a very small amount of people.