Financial suicide might be taking it too far. Bitcoin will keep rising, and yes, there will be dips in price along the way. My advice is to buy the dips and sell when the price skyrockets (you can sell when you've made a 5-10% gain, but that's not going to make you rich).

While I respect your intelligence and the thoughtfulness you put into this article, Bitcoin is going to go way over $3000... even $50k in the next few years is reasonable. It is a store of value, and unlike gold, decentralized and portable. People who traditionally buy gold have already started replacing gold with BTC in their portfolios.