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The only site I know for Europe is Bittylicious - have you tried using them or do they not allow Croatia? The other alternative would be Localbitcoins if you can find someone who is buying/selling.

I'll definetely try. I'll post anything relevant. Coinbase lets me buy at 4% with credit card and talks about verification of bank account (sending them small amount of euros) before I can pay OUT. However, it costs 13 Euros to send fiat money to foreign bank account and I don't want to lose that if the process won't work. Support sends me 'bot answers'. How nice of them.

Yes I think these issues often come up because of AML and KYC issues when fiat is involved.

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