Banks in Australia are Scumbags. Basically the big 5 are a cartel that price fixes and engages in racketeering. There's nothing illegal about holding and trading Crypto but racketeering actually is illegal.

Every Australian should go out today and get a Credit Union or Building Society account and move all their funds. The only bloody nose the banks will understand is the one that they'll get when 2-3 million high net worth account holders move their money elsewhere.

Credit Unions in Australia have all the same legal rights as Banks. They can issue loans, credit and debit cards, cash etc. You can easily link them to your Bitcoin accounts such as Coinjar. Credit Unions, unlike Banks, though are not Cartel owned. They are member owed, which in effect makes them the already existing decentralised high street banking alternative of choice.

So you don't need to wait until Monaco or TenX cards become available, or wait 55 days for an EFPTOS card from the likes of Coinjar (though I do recommend getting all those cards), instead today, in less than a couple of days trading cycle you can set up an account at a Credit Union (Building Society) link that into your online account, and then have a perfectly legitimate facility for drawing cash out of Crypto whenever you need - and without fear of Bank reprisal.