How to make reduce inequality by 3.5 Trillion Annually in USA and make 2 Trillion dollars profit at the same time.
<.12hr) Introduction from the Primary Author (7 minutes):
I want to share with you a completely voluntary, highly profitable, non-government, free market place solution to reduce poverty. The hOEP(hOurs Equals Price) Project is a crowdsourced public domain collection of research into the perceptions, politics culture, and behavioral economics of shopping and purchasing. You are invited to discover value, invest time, or benefit freely with your good intentions.
In the USA today, poor and deserving and wonderful people currently receive 500 billion dollars of price discounts annually. Retailers participate voluntarily and offer price discounts for higher volume sales at lower profit markup for their most price sensitive customers and valuable customers. Customers participate for price discounts. Seniors and students can get price discounts with their government or School ID card for verification. Some of the 500 Billion dollars of price discounts is offered in coupons and through wholesale clubs or price clubs like the American Auto Association, or Association of Retired Citizens using application forms to verify eligibility. Credit cards offer discount prices to their regular and preferred customers at different levels with different terms of sale and protections and require money and identification for verification. Customer loyalty discounts account for a large amount of the 500 Billion dollars in price discounts and usually only require a phone number or free anonymous card for verification. Most price discounting for poor people is offered in the form of debt and loan amount reductions and defaults and require complex conditions are met and tax records for verification. Currently, Amazon Prime is profitably offered at half price to poor people who qualify with an EBT card or other proof of low ability to pay and high price sensitivity. The local farmers market offers a $5/day maximum price discount of 50% to only poor people purchasing market tokens with an EBT card. Farmers market low income price discounts make profit for the whole farmers market, while also feeding more poor people with more food at the same time. Farmers market prices have gone up as predicted and sellers are making more profit in their free market place by giving poor people more price discounts.
The general conclusion is that sellers can make more profit and reduce inequality at the same time with a more efficient and convenient universally distributed discount coupon and price tag system that lets sellers raise their markup on all customers using the regular dollar price and then lower their markup for the poor and deserving and wonderful people in proportion to how wonderful, deserving, or poor they are, as verified with a hOEP compatible Universal Discount Price Card.
Annual Retail sales in the USA account for 7 Trillion dollars in transfer payments at cash registers with 2 Trillion profit at 30% price markup. The practice of price discounting makes sellers profit over fixed status quo pricing, but discount sales are limited to 500 Billion dollars reduction to inequality and 350 Billion dollars in profit in our economy because of inconvenience at the cash register when purchasing most items. Perfectly Efficient and convenient price discounting technology could produce in the USA, a projected annual reduction to inequality of 3.5 Trillion dollars in price discounts offered to poor and wonderful people. Sellers would earn an additional 2 Trillion dollars in profit by raising their prices on all to 12.5 Trillion dollars in transfer payments at cash register while giving 5.5 Trillion dollars of price discounts in aggregate in the USA every year. In the richest half of the customer distribution, prices would rise and sellers would make 250% more profit markup on sales with decrease of 5% total sales volume. In the poor half of the customer distribution curve, prices would fall but sellers total profit would increase 5% due to 150% higher volume sales at lower profit markup as low as 1%.
The hOEP<3 (hOurs Equals Price, hOEP Heart) and MOAP>3 (Multi-Factor Open Access Price more then three) technology and coupon discounting and price setting designs and prototypes are worth consideration. Third generation Smart Price Tag and automated haggling technology allow new possibilities for how our economy operates. The poorest in our society may possibly receive seller subsidized or negative markups for completely free housing, food, health wellness care, and other resource access. The smart price tag can price environmental good into a product and make the seller more profit by giving discounts to environmentally conscious and environmentally benevolent customers at the same time. With the right formula anything is possible if hOEP technology is pervasive in free market places and there is sufficient demand. Poor and deserving and wonderful people who buy and sell things may demand hOEP<3 .
In 2 hours you can discover a new kind of consumer economics that can solve poverty and politics and existential crisis. Google "The hOEP Project" to find more, and we will help all of you together to profit.
If you buy things, then you can learn how to get more for your money, your time, and your values. If you sell things, then you can find research on how to make more profit by loving poor and wonderful people more. If you are sad, or If you are worried about the economy and inequality, then we have a solution to share with you. If you fear robots taking away your job, or collapse of economy, or religious fanatics, or political revolution, or healthcare costs, or Universal Basic Income, or housing scarcity, or ecosystem devastation, or earthly cataclysm, or global warming or existential crisis or extinction causing asteroid or extra-terrestrial alien invasions or God's plan or anything at all, then understand your not crazy, and then DON'T PANIC yet because we have a completely voluntary, highly profitable solution plan for you to consider or contribute towards or profit from that we think might reduce any panic or anxiety and bring hope in your future soon.
hOEP♥ (hOEP < 3, hOEP Heart, hOurs Equals Price ) is a novel price discount system and human value exchange communications protocol for sellers and consumers to love and profit from. hOEP♥ allows any retailer or seller to make more profit by giving poor, and wonderful, and deserving people price discounts. The more sellers discount price for deserving, poor, or wonderful customers, then the more profit a retailer can make. hOEP Heart is expected to produce an exponential increase to the productive efficiency and distribution efficiency of any market place or market economy. With repeated use by consumers and retailers, it will produce a fractal patterned egalitarian distribution of wealth and resources in the customer demand base. Inequality will be drained from the market places by sellers seeking profit first. hOEP♥ technology, designs, and research is offered freely to all.
MOAP>3 (Multi-factor Open Access Price, more then free) is a novel price discount systems information architecture and communications protocol system for sellers and consumers to love and profit from. MOAP>3 allows any retailer to enable convenient and negotiable group purchasing and provisional purchasing. MOAP>3 is ideally suited for profitably purchasing large and extremely large ticket sale items such as a new home, city infrastructure or HyperLoop, or civilization scale projects such as an artificial magnetic shield for Earth to protect us from extreme space weather. New Features include changes to encourage rapid and extremely rapid mobilization of very large scale resource and human time intensive multi-disciplinary research and development projects of a civilization scale price and value. Also added is extensible architecture with wisdom compartmentalization features for Pluralist Economies and more robust Universal Continuity of market operations in unusually diverse or adverse human value market exchange networks and environments. Focused use of economic nudge price formula convert fear, discontent, unrest, hate, and other powerful motivational metric factors such as love and hope into positive actions with verifiable results at a large profit for all. MOAP>3 envisions a system of price discounts for whatever behavior results in net benefits to others. Whatever behavior or personal characteristic generates the greatest net benefits (benefits minus harms) gets the greatest price discounts. Government can profitably transition into a smaller role of being the dominant and default price tag formulae and solutions provider for purchase of national security products and in geopolitical security related market places. Geo-political social inequality will be drained from the market places by sellers and buyers seeking profit first and demand for a price formula that outcompetes and out performs many status quo government solutions. "MOAP, more then free" delivers on the promise of smart discount coupon and price tag technology AI and is being developed by affiliates and expected to be offered freely to poor and wonderful and deserving people and business and governments on a sliding price scale.
Main website at https://sites.google.com/view/the-hoep-project
Thank you for your time. I am the founder and primary editor of the hOEP project. You are invited to share and enjoy. Please reproduce, evolve and re-distribute all this free information, knowledge, and wisdom. YOU are invited to click on file save now in your browser. You are encouraged to re-upload some or all of this information if you make some small improvement or change it in some way first. Maybe you can make it funnier? LOL. Perhaps you might evolve some of the links? Maybe in the future, we'll copy you? We want to see what You can do for all of #UsTogether2hOEP<3 :-)
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