On the topic of insurance, how about reputation insurance? What can a person do if there is damage to their reputation? Damage to reputation is possibly the worst kind of damage because it can cost a person their career, their family, everything important to them. At the same time due to technological changes it is becoming easier and easier to destroy increasingly fragile reputations.

Suppose a mutual aid society comes together specifically to protect the reputation of it's members with the understanding that it's members will be discredited in the future at some above average probability? Part of the reason so few want to be involved in politics is because it's a no-win situation for people who have good reputations and who want to keep it.