BANKERA ICO and product review

After most successful pre-ICO (raised 25M EUR) BANKERA is moving to its next turn – ICO and raising capital to establish bank that uses both crypto and fiat currencies in its internal exchange and daily operations. Bankera’s goal during ICO is to raise 152M EUR. For regular ICO it looks very huge amount of money and everyone asks why is that so much? The answer is that Bankera is planning to use the money for lending and for the other investment portfolios the same way as regular banks do. For instance, by having 100M EUR Bankera can make 2000 loans for 250K EUR each. This means that Bankera can lend 5 times more than they really have. Bankera is going to function as operational fork of currently working product SpectroCoin. It a very good sign for ICO project that the team has already created the working product and has been making real profit for more than 4 years. ICO is not the final goal for Bankera. Later on the team is planning to have SCO and raise even bigger amount of money ~750M EUR.This ambitious goal can be successful if Bankera or SpectroCoin will show good development and profit results. Looking at the currently developed products MVP – SpectroCoin and future banking platform Bankera we can found such features:

SpectroCoin – exchange platform

1. Works with crypto and fiat currencies for 4 years;
2. Supports IBAN accounts;
3. Mobile wallet;
4. Debit cards that can be linked to in wallet cryptocurencies;
5. Free payments between users inside SpectroCoin;
6. Supported currencies:
   Cryptocurencies: BTC (Bitcoin), ETH (Ethereum), Dash (DASH), Nem (XEM);
   Fiat currencies: USD, EUR, GBB, JPY and more;
   Full list of SpectroCoin supported currencies;
7. Currently 460,000 users, the growth of ~1500 users each day;
8. Currently 100,000 EUR revenue per week, 20% shared among Bankera investors.

Bankera – bank for blockchain era

1. Obtains the real banking license;
2. Has web page and live chat for many languages – focusing worldwide spread;
3. Things mentioned in whitepaper done one time;
4. Recently released demo version of Bankera exchange;
5. Will inherit best practices from SpectroCoin and implement into banking system;
6. Ambitious and experienced team.

Pre-ICO investor experience

I’am myself invested and holding 20K BNK tokens into this project. Every investor holding BNK tokens is already receiving 20% weekly revenue share in from SpectroCoin exchange profits. When Bankera will be fully working profits from its exchanges also will be shared among investors. For example during first 3 months I received back 1% of my investment, looks not much, but I expect SpectroCoin and Bankera will have many more users, turnover, and exchange volume, what is more I have BNK tokens that will grow in price during time. In overall my expierence about Bankera ICO is quite good. Team looks steady and helpful, not rushing or hyping things too much, holding they promises and always adding some nice things, like additional cryptocurencies. Lately they added demo version of bankera trading platform and everyone can test their skills in investment and win some Bitcoin prizes :)

Information for ICO investors

BNK token prices during different coin offering phases:
Pre-ICO - 0.01 EUR (Sold out);
ICO - starting from 0.017 EUR;
SCO - higher than ICO price.
Token amounts to be released:
Pre-ICO - 2,500,000,000 (Sold out);
ICO - 7,500,000,000;
SCO - 7,500,000,000.
Participation:
If you wish to participate in ICO you need to sign up in SpectroCoin web site and chhose investment method - fiat or cryptocurrency. If you wish to buy in with cryptocurencies (takes faster) you can to deposit BTC (Bitcoin), ETH (Ethereum), Dash (DASH) or Nem (XEM), from any exchanges or wallets and buy BNK without any restrictions. If you wish to use fiat currencies (takes longer) then you need to pass ID verification and prove your identity. If identification process goes ok then you can make bank deposit into your SpectroCoin balance, when money is transferred you can buy BNK in seconds.

Bankera ICO starting very soon - November 27th 12:00 PM GMT

20% revenue share:
While you hold BNK tokens each week (Tuesday or Wednesday) you will receive amount of ETH (Ethereum) tokens regarding how many tokens you hold.

If you like this review please don’t hesitate to upvote or if you planning to participate in this ICO I would be very happy if you can use my SpectroCoin referal link at so I will get small bonus from amount you invested in Bankera :)

Bankera - WhitePaper
Bankera - Live chat and support
Article in English - Cointelegraph
Article in English - Bitcoinexchangeguide
Article in Lithuanian - Verslo Žinios