My parents house burnt down about 10 years again. Thankfully they were covered by home insurance and were able to recoup some of their losses. It was still a very difficult time, and they had to find alternate accommodations and make a lot of life changes in a short period of time.

I'm really sorry you have to go through this, and I hope things improve for you. You have made it this far in life, you will make it through this. Keep living life, carry on, and don't give up!