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you could say that the homeless beggar I pass on the way to work is an entrepeneur

Im the last of the boomers. Not sure why they are offended. SS is not a retirement plan. Any person can create their own wealth. The one thing most people lack is self discipline. The pensions are so underfunded that one day they will crash. We need to be responsible for our own financial destiny.

Spend less than you make, and work towards passive income.

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