I'd rather keep my privacy intact as much as possible. Why wait and lose the time which is the most precious of currencies. Compounded interest even just over those few days is still something over nothing. I could double the crypto when I'm on my "A" game.... And if I was going to go that route I'd use a master / slave account set up I have to get a kick back for myself... jus saying. ALso ATMs print paper wallets which can make it easier to move money off chain and the physical realm considering the confirmation times currently being experienced.