Precious metals (physical) are your generational wealth builders.
Crypto-curriencies are for travel between borders and high-tech buying. They are rising because people see the manipulation of commodities and want a medium that it is difficult for governments to manipulate. Right now, manipulated commodities bought with paper are a losing rigged game.
Stocks are a losing rigged game.
Bonds are are losing rigged game.
Cash currency is for paying taxes and what crypto-curriencies will not buy (yet).

There's your pyramid, your hierarchy. Start with cash and work your way up. But there is now a 4D aspect, the time aspect, waiting for the cycle to return to physical commodities. In the meantime, try crypto-curriencies.