Great article. Getting out of this cycle truly starts with how a person perceives what and how much they need - it is not what you make it is what you spend. I think with the revolution of crowdsourcing, freelancing on the internet, decentralized economics, and micro living on the rise we will see a change in the consciousness of "work" and how much people think they need to live. People are still deeply ingrained in the corporate mindset - it is understandable because it is security for many, hopefully this changes.