The collapse of adults is often in an instant

The collapse of adults is often in an instant.
My friend father died of overwork and just broke up with his girlfriend who had been talking for several years, and his life was not satisfactory. Because of force majeure, the company's performance was very poor and layoffs were just on the list of layoffs.
He faces unemployment, employment difficulties, car loans, mortgage loans and bank reminders.
This is not the most terrible thing, the last straw that crushed the camel was the house he bought on loan, and the developer ran away without sealing it.
The result is that his house is gone, and he put in a loan of 3 million yuan and repay it over 30 years, which is equivalent to repaying 6 million of the bank.
what if you encountered this kind of situation in your life?