Targets set for 2020

I will join the monthly achievement contest.

It's hosted by @davidke20 and @victoria-belle and I mentioned it earlier. The idea is to set goals and share the results every first week of the month in 2020.

I have a scheduled life so how hard can it be to get what I want, uh... need?

It's all about the money!

With one exception.

If you think money is not important and it's better to be poor and healthy as rich and...
You are so wrong!
I am poor and not healthy, far from wealthy.
My biggest worry is the moment I crash and my children can not take care of themselves yet. We have no family or friends so it is just us.

I schedule and save in small and bigger boxes for every step we take. It is like @gertu once said: you do not want your kid to be bullied because you cannot pay the school fee!
My income is small... very small. I live far underneath the minimum income set in the country where I live. It is good for one person but we are with four. My luck: no debts, no loans.

Three saving boxes need to be filled urgently (next to the other ones).

1. My retirement account.

Needed: 600 euro.
(I am already old @olivia08 and running out of time.).
I worked 60-80 hours a week next to my own business. For many years I never build a pension simply because it was not common to give it to women who work part-time. My retirement is good for one French fries a year!

2. The car account.

Needed: 1500 euro.
Let's hope I have two more years to save.)
I will need a better one sooner or later. The moment will arrive I need something else. I drive a Renault Clio, ten years old. It is not suitable for cripple me or the landlords so this car has a hard life and is damaged easily. Because it costs me way fewer road taxes and insurances I got rid of my bigger, better car. We fit in getting from A to B and that is what counts most now.

3. My visa account.

Needed: 1200 euro.
I have no debt but I need to increase the credit.
Poor bastards like me no longer get a credit card in the Netherlands. If I use it I need to pay the whole amount I used within one month.
The visa card is my safety belt in cases of need. Need is a broken car, gasoline, etc.
No worries I am not a shopaholic.
... and as a bonus...

4. Grow/double my Steem SP.

Needed: 2392 SP.
At this moment my SP = 2216
I intend to double it. How? By powering up with 46 Steem a week. I need to earn them and if I cannot earn them I have to find another way to do so. It is not my intention to be a whale but I like to give a higher upvote. Let's say my end target is 4500 SP.
... and...

5. Losing more weight.

Wanted: 61 kgs
(not to lose but to weight).
This will be a very hard one. I used prednisone for my entire life, I hardly eat and losing weight means >500 kcal/day and max 7 carbohydrates/day.

source

My plan.

It is simple. Since I can no longer work and my two youngest are too young, visit the school and are therefore not allowed to work

I pay myself first.😁

Actually, I already practiced that and that is the reason why my bank account is always empty and... I only need my debit card once a month.
I have many different money boxes and within 24 hours my account is empty. It is automatically saved on the different accounts and I take what I need and pay whatever I need to pay cash.
This means that if a box is empty I can not spend it.

1. My retirement.

I just raised the amount (it is five times higher as before, it is a problem but no reason not to do it). 🤪

2. The car.

Instead of 1200, I have 120. This box is not only for buying a better car but I need to use it for the annual test and repairs too.
This is a tricky one and a problem I ignore the problem and simply start. I need to win a lottery or find a generous fairy to achieve this one. 🤔

3. The visa.

I raised the amount earlier but it will be not enough. I will still need 400 more at the end of the road but I will see what I can do or change in a few month's time. 😁

4. Powering up.

It's simple. I power up. You all upvote me and increase my earnings and if you are lucky I have even enough left to continue with my contest and pay the prizes. 👍

5. Weight: 61 kgs.

@carolkean says 16 hours not eating helps, more and more people claim they can live without food and breathing only keeps them alive and does them good.
The only way to save for me is not to spend. If I do not buy food (and meds) I can eat less and will lose weight (although pills fill the stomach too). 🍺

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