The other problem with f you money is that it can all evaporate in the blink of an eye. There is still and always will be the need for craftsmen, tradesmen, scholars, etc etc who have true marketable skills. And yes coders who create the wonderful binary code things we enjoy. Believe me i heard the f you money whisper years ago when i bought a house on a remote island in southeast asia and still dream of a spiritually focused and not money focused life. Its the dream that keeps me positive and going strong. Thanks for your post.