Hi @bambuka! I understand exactly what this means and it saddens me because I am going to have a bit of trouble in this regard. I am by profession a teacher and at least at the moment I need to take out a monthly amount to be able to cover my apartment rent payment. Which will possibly always leave me "ineligible" for any club. On a regular basis everything I earn I upload to my SP but at the end of the month or within the first few days of the next, it becomes necessary for me to take something from there :(
Thank you for the information. I really appreciate it.