Is there a way of making millions without hard work?
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One way would be lottery. But the chance of that is very very low. And I personally do not find it wise to buy lottery tickets. They are a waste of money.
One other way would be to marry into money. A young attractive girl might be able to marry into a wealthy businessman to have a millionaire's lifestyle. Well, this is a questionable method of making money.
Then there is hacking. There are many hackers who made millions by hacking. But it isn't actually without hard work. Hacking requires above average programming skills that less than 1 percent of people have. It's probably lower than 0.001% in reality. By hacking I am not really referring to stealing other people's crypto or anything. White hat hackers make plenty of money with little efforts.
There are many other easy money methods but I would rather not speak about them.
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