In that I agree.
I believe that currently the biggest problem is paying for account creations, this really is an obstacle for new entrants. It turns out that the need to pay the new accounts is in theory an attempt to stop the abuse of multiple accounts.
I agree that it should be paid, but we have to check how we can do to create new accounts and the cost to stay with us. Say, a fund where we put a certain amount of STEEM and get back financial returns in the next 365 days that would give the value of the account. In other words, we would finance the new accounts at the expense of daily returns for a year without profit or loss.
I think this would be the most sensible model.