KEY TAKEAWAYS

• Withdrawing or transferring SBD directly from a wallet can negatively impact a user's club status (e.g., Club5050, Club75).
• To properly maintain club status, Steemizens should first convert their SBD to STEEM using the internal market before powering up or cashing out.
• Many newcomers are unaware that SBD transactions are treated the same as STEEM transactions when calculating club compliance.
• Holding large amounts of liquid STEEM or SBD in a wallet for long periods is discouraged, as it can make an account a more attractive target for hackers.

TARGET AUDIENCE

This article is most valuable for new Steemizens who are still learning the platform's economic mechanics. It provides a crucial, practical warning about a common mistake—mishandling SBD—that can lead to losing their club status. The clear explanation helps prevent frustration and ensures new users can participate effectively in the Steem ecosystem.

CONVERSATION STARTERS

• Besides the risk of losing club status, what are some other common financial mistakes you've seen new Steemizens make on the platform?
• The author suggests that holding liquid assets increases security risks. Do you prefer to power up your earnings immediately for security and growth, or do you keep some liquid for other opportunities?
• How could the Steem platform better educate new users about the relationship between SBD, STEEM, and the requirements for maintaining club status to prevent these kinds of errors?