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RE: 779,000+ Twitter Accounts Just Saw a Link to Steemit. :)
When I read your original post about paying off the house the first thing that came to mind was Dave Ramsey. I've been a fan of his for a long time.
I worked for him for almost 4 years as a developer and a small dev team lead. He's pretty dogmatic, but I enjoyed the times I hung out with him in the lunch room. He's helped a lot of people, including me.
That's awesome! We did the Financial Peace University over 10 years ago. He is a little extreme for me, but I know it works and he has helped tons of people.
I was just telling my wife the other day how much easier it is to spend with credit &debit vs. cash, way to easy! Like Dave says, spending with cash hurts. LOL, back to cash.