We seem to have some similar views on a lot of things. One of the reasons Aimee and I are moving towards a homesteading life style is to drastically reduce our need for money.
I always laugh at these financial planners that encourage people to cut out a few luxury items like coffee and eating out so they can save a couple hundred dollars a month. That isn't going to do jack when your mortgage is $2000 a month plus utilities and 2 car payments. Don't even get me started on food which seems to go up like 5% a year with shrinking package sizes to boot!
The only problem I find is that if you want to be really comfortable and use very little money you need to invest in a lot of infrastructure up front so that your needs will be met. I sort of look at this like any other investment, in that it returns an ROI, not in money but in money savings.