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RE: Locked and collared
Cheers! I am looking forward to getting in there and poking around. The house as well!
I do reckon the cap might come in handy over the next 5 years and for the price, it might only take a few months to pay itself back.
5 year ones are the best balance I think. That's what I did. I remember people paying 15-18% here back in the day and bugger that!!!
We went with 10, but I figure it will come into play in 5. Yep, it was crazy, it was higher than credit cards, and they weren't cheap back then either.