Namely Millenials, Dreamer, and Legacy.

1. Millennials

Millennials are happy to challenge themselves and adventure

Millennials are actually a generation of 18 to 29 years old who have just begun their careers. Financially, millennials still have limitations.

"Millennials have the characteristics of 'look at me generation', they really want to be recognized.

3 Seasons of Wealth

"Millennials have four characteristics, they are very curious, have a high sense of curiosity, they are very ambitious, adventurous," Ratih continued. "And lastly, they are very social. Millennials love to be friends with many people," he said.

Because it has very high energy, unfortunately many millennials are still not wise in managing their financial conditions. Millennials also tend to be 'messy' in formulating ways and strategies to reach their dreams and ambitions.

Things that can make millennials happy are families who are supportive, have lots of friends (exist), are free to do hobbies, explore the culinary world, and have a job. At this stage of life, 81% of millennials make money and popularity the main goals to be achieved.

2. Dreamers

Dreamers is the second stage of human life, with an age range of 30 to 50 years. Usually, generation dreamers are people who are newly married, have new children, and have jobs and a more stable economy.

"People who have worked for several years and have a dream to have a more settled life," explained Bianto Surodjo, PermataBank's Director of Retail Banking. "They focus on money, family or relationship, and health," he explained.

At this stage of life, money is still your main goal. Because the need will continue to increase, in accordance with the level of establishment. Such as paying for housing, apartments, cars, and household expenses such as children's school. In addition to money, generation of dreamers also dream of a better social life and tend to want to have power (position or power).

3. Legacy

This is the stage where you feel well materially. In this phase, you will instead turn your brain or find the best way to bequeath what you have to the next generation (whether it's money or knowledge).

Legacy is much more concerned about health and inner peace. The most important thing is love, attention, and affection received from his family. Falling sick, being a family burden, feeling lonely, and not having things that can be inherited are the biggest legacy fears.