Hi @teamsteem - as a newcomer to the block I could not help but notice your work - knowledgeable, well researched and put together in a way that makes the material accessible for a broad audience - well done. I would love to hear your commentary on the stable valued coin I propose. Should it work, it will of course not offer profit in the speculation market, but could generate a 'bookkeeping fee' type income serving as a keeper of value not only for pensioners etc, but also in the same fashion as bitUSD be a holding position in a volatile market. Thanks! @clicketyclick