”The burden of loan can destroy you mentally”
After four day's i got a chance for witting a post, I'm going through a very mental pressure. Totally loosing control on my-self, It has stopped the speed of my daily life. I'm just going to share my worst experience of my life because i love this community very much, and try to share every experience of life with you all.
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In Bangladesh specially i'm talking about the middle class family, most of them have financial crises, most of them have a imbalance with their life cost and earnings. This problem is very much seen in the joint family, They are considered in a certain boundaries of society, They have a family status, and they have a level in society, they can't live under the status and level, they always try to keep their level same in the society, for those they have to spend money more then who live under poverty, sometimes they have to Borrowed money form their well wisher, friends and relative, Only in exchange for the commitment.
Accident is very common thing in our everyone's life, and accident never comes with any symptoms, to overcome the situation from any middle class or poor family, there have no any alternative ways of taking loan form others by giving commitment or taking loan form bank or any credit firm conditionally.
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The process of taking loan form any bank or credit firm taking sometimes, and the burden of bank or credit firm is not make so pressure on any one, because any one can pay it step by step by installment. But this is really make a seance if you are borrowed money form your friends, relatives and well wisher, because you make a commitment for back the money at a time. Amount doesn't make seance here, only commitment and relation make a sense here. if you are fail to return those money in time, you just fail to keep your promise or commitment, a depressed shame make a distance in the relationship between them. When it time is going so far there create a misunderstanding between them. Finally there have no any respect for the relation, both lost faith on each other. Finally there have big communication gap between them.
The person who take the loan, he always use to thinking about how to he can back the loan in time, if he fail to back the money in time, he just fail in huge tense and just keep trying to back the money, until he is able the back the money he just passing through huge metal pressure.
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My father also doing the same thing, he took huge loan form his relative and friends for many purpose, he was unable to back them in time, together we are trying to back those money gradually, but i can realize the metal situation of my father, That's how he spent days through mental pain.
Dear steemians,
There have simple solution of those kind of situation, if you use to taking loan from your friends, colleague and relative, if you are unable to pay them in time, just share your every situation with him, let him know about your situation, and never make communication gap with him.
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May God bless you and your family, that you all able to recover the situation.
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