Your teenage daughter gets pregnant.

Resist the urge to scream, at least in her presence, and take a few days to walk her through her options. Contact outside help. If she's in love and wants to get married, have her talk to a therapist so she can sort through her feelings responsibly. If she wants to have an abortion, some medical centers that offer abortions also offer counseling. Please note that you cannot make her do anything, and imposing you will on her will only back-fire. If she is going to have a baby, talk to your insurance company as soon as possible. Usually there is no coverage for the baby of a dependent., so you should put your daughter on her own plan so that her baby's medical needs will be covered under insurance. If your daughter is going to keep and raise the baby herself, contact a lawyer to establish paternity and set terms for child support and custody as soon as possible. Things get uglier the longer you wait.

Your teenage son gets a girl pregnant.

Contact the girl's parents to make sure they know you're ready to help manage the situation. Your son has no parental rights to the unborn child, but it's important that everyone is aware of all the decisions. If the girl decides to keep the baby, contact a lawyer to establish paternity. Once the baby is born, split child-support payments with your son until he can afford to pay them himself. You don't want him dropping out of school and/or compromising the rest of his life. He's still a kid, and he's got a future.

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