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RE: বর্তমানে ক্রেডিড কার্ড সবার কাছে বেশ জনপ্রিয় হয়ে উঠছে।[Credit cards are becoming very popular nowadays.]
In Ghana, we only have debit cards. We have an interest rate of over 30% so loans are not too common here.
Thanks @fredkese for you comment.