Angel Investing

There are more and more tokens reaching the market that offer ordinary people the chance to become an 'angel investor' and join the money makers in finance. Not all of them are regulated by a financial authority, so it's refreshing to write about one that is, especially one based in the UK.

Crowd For Angels is a company registered in the UK and regulated by the FCA. You can open an account for free and, they offer the ability to open an IFISA on site so you can get tax relief on any profits your investment makes.

What Makes Crowd For Angels Different?

One of the things that stands out from other ICOs is that the company is regulated. The ICO will raise funds by selling bonds, these bonds come with a 'gift' of Angel tokens. Upwards of 90 tokens for each pound invested. Because the angel tokens are 'free' they're not regulated. The bonds are.

You will be able to trade the tokens on an exchange and make money that way, or use the tokens to invest in individual bonds/companies. You can keep the bonds until they mature, or sell the bonds on the internal market. You can't however, sell the bonds on the open market until they mature.

From reading the White Paper, the concept seems simple enough as long as you're aware of the risk (the site is very good at reminding you of this, doesn't try to hide it).

You invest a minimum of £100 in a bond, for that you get your capital plus interest back at the end of the bond. You also get 9000 'angels'. Once they're listed on an exchange you can trade them if you wish. Crowd For Angels will have it's own internal exchange on which you can trade both tokens and bonds.

The pre-ICO sale has a minimum investment of £5000 and for that you get 99 angels per pound spent. So nearly half a million 'angels' will be yours free of charge, alongside the interest you'll earn on the bond.

If successful (and there's no reason to suppose otherwise as they're an established crowd funding company) they're giving ordinary people the chance to invest in up and coming companies without having to pay high fees and invest more than they can afford to lose.

This to me, is what 'decentralised economics' is all about. Levelling the playing field so that you and I can reap the rewards (and participate in the risks) that the wealthy do.