Contest : Saving & Investment in the Global Uncertainty

Hello everyone On this occasion I would like to participate in a contest held by @alfazmalek about the Contest: Saving and Investing in Global Uncertainty
following my previous entry I would like to invite my friends @rakiya , @chiagoziee , @owulama to participate in this contest

Is Investing Money Right Now a Wise Decision?

Given the ongoing global crisis — from geopolitical instability, inflation, to market uncertainty — many people are questioning whether now is the right time to invest. In my opinion, although challenging, investing money is still a wise decision if done with a careful strategy. The reason is simple: money that is only saved will continue to erode its real value due to inflation. Meanwhile, smart and diversified investments have the potential to protect value and even increase assets in the long term.

However, it is important to adjust investment strategies to current conditions. The global crisis teaches us not to be too aggressive and focus more on stability. Avoid high speculation and prioritize instruments that have a good reputation and an acceptable level of risk.

The Safest Savings or Investment Options Today

In the context of security, gold remains a favorite choice. Gold has proven to be a hedge against inflation and economic instability for centuries. Its value tends to hold or even increase when the global economy weakens. In addition to gold, money market mutual funds and deposits can also be relatively safe options, especially for novice investors or those who avoid high risks.

Real estate is still very high seeking after all, even in regions with solid economic momentum but it needs money as well as it's less liquid.

Cryptocurrency as great as it is with the possibility of making hundreds of thousands; however it's wicked volatile and high risk, so that level of commitment I guess you should only be trading in if you know what your doing and whats at stake.

If I had $1,000 today

If I have $1,000 today, I would split into three: 40% on investments after 3 years or up, Emergency fund shares by 30% at different accounts and 30% to learn something new.

So for instance; I will invest $400 in a slightly safer fixed-income fund, spend the next $300 bolstering an emergency fund through an account that is separate from savings and put leftover $300 into online courses or training which are classes that will increase your skills and access for the future.

It's not just that the money leaves the workplace, it also starts working and multiplying for my other-term <investing goals. On a moment of crisis, probably mix caution with a little action almost.