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RE: New video: What's going on with ICOs?!
Cryptocurrencies have made centralized banking systems redundant. The only thing that I see stopping the worlds 50 Trillion dollar market cap from being funneled into bitcoin and other altcoins is the lack of insurance and lack of accountability. Once these issues are resolved, we'll be witnesses to the 21st centuries equivalent of the industrial revolution.
That sure is what it looks like to me.
You're right when it comes to insurance and accountability... I think another area there needs to be more advancement is in making it as simple and fast as using something like Venmo or Apple Pay. Consumers expect that today and if we want mainstream adoption, it's critical that cryptocurrencies can compete.