STEM field training, in the end, produce only technicians. Technicians are necessary for functioning of a healthy economy, and for many technicians, such jobs are what they are born to perform. If you are disatisfied with functioning as mere technician to bureaucrats, then perhaps, you would benefit from evaluating your gifts and natural skills honestly. Man only has 80 year lifespan, and effort will only increase one's capabilities 2 points in 10 point scale of mastery. If someone is at 2, or 3 in capacity for a certain field, he ought not pursue that field as his primary occupation.

Learning basics of finance and financial manipulation will be as helpful as being proficient in another language. Unlike other fields, above average financial skills will help people live comfortable lives.