I think in the short term these more centralized solutions will be able to get traction faster because the strength of that centralization also is when it comes to development, not only technology development but also business development, marketing, etc. Like with Ripple, when you just have a CEO which is what the worlds consciousness is prepped for going on TV and talking about the benefits of their service, that's currently a plus.
The richest countries in the worlds citizens don't NEED this tech yet, they might not for decades. The vast majority are totally fine and oblivious to the currently rigged system that's taking advantage of them. Another financial crisis would probably wake up some, but not all. It will be a slow trudge I think.
Slowly but surely though they will come on over, because at the end of the day, it's better. It's just flat out a better money than our current system and over the next few years as the wrinkles get ironed out, it will only gain strength and momentum.
Once we're differentiating between different crypto, this can be said. In the short run I agree that centralized solutions have a definite advantage. It remains to be seen whether in the long run this will shift, and then which crypto will provide real solutions that are effective.
Some crypto is better money, but not all. I'm hoping to see the best money win, but am only cautiously optimistic. How is the introduction of the investment exchange system into the industry distorting who the winners and losers may be? Currency needs to be stable in value to work well, but everyone is looking for coins that will appreciate in value, and trying to even do this with bitcoin.
I'm thinking that good investments may not be good cryptocurrency.
I agree with you.