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What is the current Utility of Cardano? It strikes me as a more Speculative pick.

open source code, POS ( proof of stake)

That is not Utility. What is it currently used for? Does it have a real world use currently?

1- a new blockchain platform
2-Developed by a scientific foundation called Cardano
3-Founder: Charles HOSKINSON (do you knoe him?)
4-purpose is to make a smart contract and
to make up for missing Ethereum

Ok, so it doesn't have a real world use currently and that makes it Speculative.

It might be an awesome project and be the next big Crypto, but my post was about Cryptos that have real world use NOW.

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