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RE: Hong Kong plans to warn citizens about ICO's
Exactly. It's a dumb idea in the first place to place all your eggs in one basket. Putting your entire savings into crypto is not smart, but reckless. However, if you buy some with a portion of your bank account, let it sit and grow, you're better off.
Yes, I have moved some of my profits to the good old fashioned stock market. One of my friends is coming an investment rental house.