That's very true. Although we usually try to find a reason for what happened so we don't think it just happens for no reason, that's like giving all the credit to chance; likewise, it may be our fault and we don't accept that it is, and instead attribute that fact to chance. But what I can be sure of is that you can't be blamed for getting in the car and driving down that road; that was your own decision.

I would have liked to have understood the last sentence of the comment and have an answer for it, but you admitted that you didn't.