Buy XRP Quickly and Easily with This Simple Guide

in buying •  last month

Use this simple method to buy XRP quickly and easily. I will also help you find a secure hardware wallet and safely store your XRP.

Nowadays cryptocurrency is easier than ever to buy. However, you may find yourself stuck in your search to buy XRP in particular.

Method to Buying XRP Quickly and Easily

The more well-known cryptocurrency apps like Coinbase and now Robinhood allow purchase of Bitcoin and Ethereum, but not XRP.

So which app or website should you use to buy XRP?

Uphold - An app for IOS and Android allows easy purchase of XRP. Inside the app, create a new XRP card in the “My Cards” section and link your bank account to fund the card.

While other cryptocurrency exchanges require extensive identity checks and long wait times, Uphold allows quick account setups, quick verification and purchases.

Unfortunately, the following countries are prohibited from using services offered by Uphold due to U.S laws.

  • Central African Republic
  • Cuba
  • Iran
  • Libya
  • North Korea
  • Somalia
  • Sudan
  • Syria

Complete Uphold's Identity Verification

  1. Go to and click “start”.
  2. Input your current residential address
  3. Upload one of the following valid government-issued IDs:
    • Driver's License
    • National ID Card
    • Passport
  4. Submit a clear photo of your face
  5. Provide your Social Security Number (U.S. residents only)

Verification is normally quick (within minutes). Once completed, you will be able to purchase XRP using a bank account.

Buy XRP Using “Uphold”

How exactly do you buy XRP on Uphold?
Here are the steps to buy XRP

  1. Using the Uphold IOS App or Android App
    1. Login or create your account
    2. Inside the “My Cards” section of the app, click the + symbol in the upper right hand corner
    3. Give your XRP card a name and from the “Card currency” dropdown, select “XRP” near the bottom.
    4. Finish by hitting “Create card”.
    5. In the “My Cards” section, select your XRP card and hit the “Add Funds” button at the bottom center of your screen.
    6. Select the option to fund your XRP card.
      If using a U.S bank account, press the + symbol in the upper right hand corner to add your bank account information.
  2. Using the Uphold Website
    1. Login or create your account.
    2. Once logged in, click the “Add card/currency” button.
    3. Give your XRP card a name and from the “Currency” dropdown, select “XRP” near the bottom.
    4. Add funds by clicking the “Add Funds” button near the top right corner your XRP card dashboard.
    5. Select the option to fund your XRP card.
      If using a U.S bank account, press the + symbol in the upper right hand corner to add your bank account information.

Here's a visual guide to the steps above

  • Uphold My Cards section add a new card select a currency
  • Uphold My Cards section add a new card
  • Uphold My Cards section select a currency

How to Safely Store Your XRP

Due to the overwhelming amounts of crypto exchange hacks, it's always best to store your cryptocurrency on a “cold storage” wallet.

What is a cold storage wallet?

A cold storage wallet or hardware wallet is a piece of hardware that is completely disconnected from the internet. It looks like a flash drive.

This piece of hardware makes it impossible for hackers to steal your crypto.

How Hardware Wallets Work

I could give you a quick explanation about how cold storage works, but goes over how to load your XRP onto a Ledger Nano S pretty well.

There are several hardware wallet options for storing your crypto. One of the most popular for XRP being the Nano Ledger S.

Buy a Ledger Nano S Hardware Wallet and Secure Your Cryptocurrency

Ledger Nano S - The secure hardware wallet

Within the Uphold app/ website, you will be able to send your XRP to your Ledger Nano S.

  1. To send XRP, you must first obtain your Ledger Nano's public address using's - Transfer Ripple to my Ledger wallet guide.
  2. Once obtained, open the Uphold app or visit the website.
  3. Open your XRP card and select “SEND to Cryptocurrency or Utility Token”.
  4. Choose the XRP option from the list of cryptocurrencies to send to.
  5. Paste your generated public address from step 1 into the “destination” field.
  6. Type “0” as the value for the “Destination Tag” field.
  7. Type the amount of XRP you want to send in the “Amount” field.
  8. Optionally add a message for the transfer and click “Confirm”.

Your XRP should transfer within seconds to your Ledger Nano S.

What if your hardware wallet gets stolen?

Without your Ledger Nano S recovery phrase, the hardware wallet becomes virtually useless.

What's the recovery phrase?

A recovery phrase is a 256-bit random generated number.

This phrase is encoded as 24 words which you write down and store in a safe place. Such as a sheet of paper in a safe deposit box or safe.

If your Ledger Nano S ever gets stolen you will have to buy a new Ledger Nano S and recover your configuration using your recovery phrase.


You should now be able to buy XRP quickly and easily from your phone or computer.

This is by far the easiest method I have found at the moment, but I will update when more methods become available.

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