Early Retirement Extreme Update September 2018 Stats

in busy •  19 days ago

Necessarily a liminal update this one, what with my still being between houses and thus still in something of ‘liminal expenditure’ mode, not to mention the recent change of career status.

For all of these reasons, these are ‘part-time’ stats… mainly because I’ve got a large ‘moving fund’ from which I’m paying any expenses I deem to be truly liminal, such as temporarily renting my office space for example.

Anyway, I’m in a tracking mood so here goes:

Monthly Expenditure


Total expenditure = £843

A Level results viz idea two.png

Not bad TBH… given that beer and coffee expenditure is induced by enforced liminality, everything else seems very manageable, and on course for proper low-expenditure come November when I’m settled in the new place.

Monthly Income


Total monthly income = £2850 (roughly)

Headline news here is that the WordPress advertising has dried up due to something to do with GDPR. I’d rather this come back on stream again, which hopefully it will. Thanks to a massive was of savings and diversified income streams, I can cope with this being at zero for a couple of years or so.

Monthly Savings


Total saved = savings ratio = I’m not going to bother with this, it’s all just too unstable atm to work out a reliable figure!

Innovative savings graphic of the month


Monthly day to day expenditure broken down by days of the week…

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Is there any real point to this? I dunno, but It’s all just a means to learning how to use Tableau better!

Total Net Wealth


£60 100

OR - £4900, if I add my soon to be new mortgage debt

OR + £167 000 if you add on the value of my soon to be purchased house.

I was hoping all of the above figures would have been definitive by now, but not quite… big house move next week, I'll know more after that!

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Impressive financial tracking...

I'm not a great beer or coffee drinker, so I think food... and seemingly endless car fixing are my major outgoings at present.

Maybe a new(er) car might help with that.



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What's the news on an electric car or is that way in the future?

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Everyon's got their 'expenditure thing'. Unless it's a classic car which you love. I'd go for an electric. I would say no car, but knowing where you live I know that's impossible.

Cars do tend to be real money sinks

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I need to start doing something like this as I know my wife and I have a lot of expenses that can be cut from our budget that aren't necessary.

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I recommend it - I'm being a bit slaxk atm but my 2014-17 tracking really helped me cut down the unecessaries. Semi retired now as a result!

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So more beer on fridays and saturdays :)

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It does actually stand out doesn't it! No real surprise tbh - I spend more at the weekend!

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I know - it made me laugh, especially with the comment "is there any real point to this?" underneath. When do you hope to move?

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Fingers crossed next week.

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