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RE: Well, bugger me sideways, with a pitchfork!
....everything is fine here, matey, no probs.
The disruption of the corona is the worrying pat - but we grow a lot of our own food and stuff, so on stress on that score.
..and we have zero debt! lolol
Good on you for the zero debt and growing your own food.
I made the decision to downsize and become debt free back in 20009/10 - ish.
This day was coming,100% - and I, personally, couldn't understand why people didn't see it.
It's not a game.
Luckily for me (I do believe you make a lot of your own luck), I can now live off $12-15 a day - that covers all food and living expenses - bills etc.
It's more than enough for me, Luce, and sophia, (our doggie).
If this is 'the big one'(and I think it is), people in debt, and living beyond there means are gonna suffer in ways they can;t even imagine. (imo).
My hear weeps for them, it truly does.
What are you gonna do?
I've been shouting it on deaf ears for a decade, with replies of 'tin foil hat'... yada yada yada.
Never have I been so depressed at being correct.
(but - hopefully, I'm so wrong that everyone can take the piss outta me instead.. I would welcome that scenario)