You can check out https://davorcoin.academy/ Basically if they are telling the truth they are a very very high risk lending program that arbitrage trades and purchases pre-ICOs in volume to return Davor Member's lend into their platform at around a 1% daily interest rate. If they are lying (like Bittconnect most likely was) they are just a well organized ponzi scheme. You can not prove it either way but the safe "bet" is to stay away. But some (like me) are going to bet against the odds (with money we're willing to lose) and try to get gains (and some out of greed or desperation are going to think it some kind of magic pill, that's why I try my best to worn people about it's risks). Worst case you lose a little coin in a SCAM (don't invest more than you are willing to lose), best case they are telling the truth and you make a lot of coin or you earn a little coin until the company goes out of business. Crypto is high risk no matter how you look at it.... DavorCoin is probably one of the highest risks out there (as many point out).