If you are looking for a great project with ideas that can improve industrial crypto-kurrensi-OTPPAY is the one You are looking for. The idea they could potentially change the crypto-kurrensial industry and bring a new wave of merchants that will accept the crypto.

Introduce to OTPPAY

OTPPAY (https://otppay.io/) or "Omni Token Platform for Payments", Blockchain-powered Wallet (Buy, Sell, Exchange and Payment) is a new modern platform that allows you to pay for your purchase with any crypto currency. Platform to convert funds and pay for an item that already exists in the currency indicated by the seller. It is planned to win world's leading conversion in all possible crypto-currencies, as well as the sale of Exchange and payment for services and goods. In fact, someone can change their primary payment option from crypto currency to OTPPAY tokens instantaneously, so as to protect them from the fluctuating crypto currency market changes
OTPPAY will be the largest platform in the world where all major crypto assets can be bought, traded and even made payments to merchants at low cost directly or escrow based. The point of pain of a cryptographic transformation by a bridge merchant. Thanks to OTPPAY’s innovative artificial intelligence and mechanical training based on order and transaction coordination mechanisms, converts any crypto currency into OTPPAY markers and OTPPAY markers to pinpoint the currency.

Any new technological advances will be considered successful if it creates a change in the general population of all ethnic groups and ages. To achieve a sustainable ecosystem, the innovative platform OTPPAY team will build shoud balances the market vs. today's futuristic market. As an organization, they make transparent, financial, business, model, licensing, accreditation, revenue streams and audit reports. OTPPAY will pave the way for crypto transformation with transparent business modeling with justifiable costs.

OTPPAY will be acting as the catalyst to enable the just in time cross-border e-commerce and business transactions which reduce the dependency of forex mediums. OTPPAY solution will disrupt the Forex/cross-border financial market instantly. API’s will interact with the global eKYC interfaces and hyper ledger to avoid the anti-social transactions. Omnipresence data mining infrastructure will help OTTPAY team to build the proprietary negative database of suspicious transactions and block them in future thus by saving crypto-miners time & money.
In the near future, AL-powered smart engines will be used to frame Crypto Credit Rating (CCR) system, by which merchants & users will be benefited from the OTPPAY lend features.

Debit Card OTPPAY:

The main purpose of Otppay is to replace or bridge the existing traditional banking system using Otppay Crypto Bank with payment, transfer, currency exchange and loan options Blockchain. To achieve goals and deliver sophisticated liquidity solutions to customers by providing innovative mobile applications along with contactless debit cards that can be used around the world.

Our powerful AI & ML smart engine will automatically process conversion / exchange requests on time. Consider if you are traveling from the UK to the United States, and if you withdraw cash from an ATM, our GPS GPS application encourages us to instruct the Otppay server to change the requested value from crypto to fiat or fiat to meet the demand and provide the card. . with the requested withdrawal amount. Therefore eradicate the time and money spent on Forex transactions. Otppay offers unmatched advantages of "no upper / lower limit * on transaction volume on crypto & fiat options, cash back options & loyalty points for card users.

OTPPAY function

OTPPAY comes with a variety of features and usability. As for the features and usefulness are as follows:

• Sell Buy, Otppay will be the most popular way in the world to buy and sell cryptocurrency or digital assets supported by Artificial Intelligence and Machine Learning Engines.
• Send and receive, Send and receive cryptocurrency or crypto assets quickly.
• Exchange, exchange your crypto assets or crypto currency just in time from one wallet to another quickly.
• OTPPAY Debit Card, OTPPAY's main purpose to replace or bridge your traditional banking system with its OTPPAY Crypto Bank with blockchain-powered payments, transfers, currency exchange and lending options.
• Analysis of crypto and negative database estimates, 24/7 fraud monitoring system with open audit facilitation provides extra security and transparency.

Token Sale

ICO Structure
Supply of ICO Tokens: 600 Million
Bonus and referral: 111 Million
Private Investor: 70 Million
Employees and General Contributors: 19 Million

A total of 1 billion tokens are to be released, of which only 60% are planned for sale. 200 million tokens will be kept as reserved with OTPPAY management, which will be diluted according to the needs for the technological development and for the operational expenses.
In order to join hands with the market leaders, OTP team have allocated 70 million tokens as private investors for business collaborations, industry tie-ups’ and partnerships with disruptive tech firms to attain synergy.

The Pre-sale will begin on March, 5th, 2018, with a period of 30 days.ICO will be having three stages, PRE-ICO and ICO first stage & ICO second stage. In PRE-ICO, 3750 ETH worth of tokens will be distributed to check the market response on our project. Once the market attraction ratio crosses our minimum set value, the team will kick off the process for main ICO stage 1 in which 37,500 ETH worth of tokens will be issued, in ICO

Stage 2 they will issue another 30,000 ETH worth of tokens. So on basis of above strategy 600 million tokens worth of 71,250 ETH will be issued during the PRE-ICO and ICO stages. Moreover, 111 million tokens will be used for the bonus and the reward programmers to achieve our goals. Finally, 19 Million tokens will be kept for company employees or pillars of organization and for public contributors by means of technology or value-added service providers. To speak on the negative side, the unsold tokens will be burnt at the end of the ICO.** **

OTPPAY can be brought into the market through the implant of our experts with the following methods of mobile tech, digital payments, finance, crypto markets, UX and business worlds. Together we’ll induced experience in other ventures to make the project supersonic. Here are some fund allocation and processes.

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Interested readers can take a closer look at the following links:

Website: https://otppay.io/
Whitepaper: https://otppay.io/Assets/otppay-whitepaper/OTPPAY_White_paper_v1.1.pdf
Author email: [email protected]
Telegram: @joseph_ive
Bitcointalk profile link: https://bitcointalk.org/index.php?action=profile;u=1417448