Laccoin - the Banking system in Latin America and the Caribbean region to send Money

tiwik (-1)(1)in #ico • 6 years ago

What is Laccoin?
Laccoin (LAC) is an Ethereum backed cryptocurrency that enables the banked, unbanked and underbanked individuals who are in Latin America and Caribbean region to send money, invest and send micro-loans to each other with their mobile wallet or web app. Combined with their LAC debit card and access to the LAC Index Fund individuals can spend their LAC tokens, invest or use their P2P loans that connect with their LAC wallets where every VISA or MasterCard is accepted.

Our vision is to create a viable ecosystem for monetary transactions which will be a viable alternative to the existing banking system.

Why Laccoin?

Costly remittance systems.
Laccoin is an easy way to send international remittances to other Laccoin wallet holders.
Reaching the Underbanked.
Access to current banking services and the new cryptocurrency card payments system through the use of mobile devices which will have result in a more signiﬁcant penetration rate than banks.
Inability to access loans through traditional ﬁnancing mechanisms to start business projects or personal projects.
To enable and empower citizens in the region to access microfinance \ through nontraditional means by creating a credit score through their Laccoin wallet.
Unbanked and underbanked do not have access to complex financial vehicles to help build wealth.
An Index Fund that will be open solely to LAC token holders. The Index Fund will hold highly liquid cryptocurrencies that are managed to ensure a robust portfolio that meets the needs of LAC ecosystem.
Multi-asset (any blockchain asset compatible with and accepted by the Laccoin Wallet)
Assets remain in cryptocurrency in Laccoin Wallet
Decentralized and trusted storage
Strong Security features to control the physical & and virtual card
Access to P2P Loans

Laccoin Debit Card

Laccoin debit card that works in conjunction with the wallet.
Option to lock or unlock their debit cards.

Reward program for both LAC WHITE CARD/LAC GOLD CARD

Token Sale Structure :
Announcement : Public Token Sale
KYC : Full KYC Including The Identity
Pre-Token Sale Dates : September 1st 2018
Pre-Token Price LAC : $0.06 USD
Public-Token Sale Dates : November 1st 2018
Public Token Price LAC : $0.10 USD

Road Map

Q4 2017
Formation of Core Team
Q2 2018
LAC Wallet Beta Stage Begins
Q4 2018
Pre-ICO Sale Begins
Q4 2018
Pre-ICO Sale Ends/LAC Wallet Andriod app Alpha Finished
Q4 2018
Public Token Sale Begins / LAC Wallet Alpha Andriod app Alpha released
Q4 2018
Public Token Sale Ends
Q1 2019
LAC Tokens distributed /
Bonuses distribued
Q2 2019
Banking License process started
Q2 2019
LAC Wallet Premium and regular cards start to roll out
Q2 2019
LAC Wallet Apple version begins
Q2 2019
Addition to Centralized and Decentralized Exchanges
Q3 2019
License process for non-LAC countries / LAC Union Wealth Fund license completed
Q3 2019
Beta stage of P2P lending / Credit Rating System / LAC Wallet Apple released
Q4 2019
P2P alpha microloan / LAC Union Wealth Fund Launches
Q4 2019
P2P alpha lending rolls out