Our Biggest Investment

Most of us don't realize this. We take our earning ability for granted. But it has taken us our entire life to develop our earning ability. Every bit of education, experience, and hard work that we had invested in learning our craft and developing our skills has gone into building this assets.

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Our earning ability is very much like a muscle. It can increase in strength and power year by year as the results of regular exercise. Likewise, the opposite is true, too. If left alone or ignored , our earning ability, like our muscles, can become weaker or even declined because we have simply failed to upgrade it continually. In other words, our earning ability can be either an appreciating or depreciating assets. An appreciating assets are something that grows in value and cash flow every year as the results of continual investment and improvement. A depreciating assets on the other hand, is something that loses value over time and finally reaches the point at which it is written off being of little or no further value. The choice is ours as to whether our earning ability is increasing or decreasing month by month and year by year
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