The next PayPal with less fees?

I don't pretend to understand crypto. I own some, but I really don't understand it. But today I found out about the Q Initiative.

It's supposed to offer a new way to pay without the 5% paypal charges. There's a whole article about it on their site and if you're more savvy than I am maybe you will understand it.

All I know is that it's by invitation only. You can't just find their website and sign up. Someone has to invite you. Imagine if you had invested in paypal when it started.

The good thing is this is free to "invest" in. All they want is your name and email address. Sound too good to be true? So did bitcoin.

Want to check it out? Here's your invitation.

This is a new currency and payment network built by ex-PayPal guys, called Initiative Q. The Q currency is currently being allocated for free if you are invited by an existing member.
The idea is that if millions of people join, Q could become a leading payment network, and, according to well-known economic models, that means the value of the reward would be around $130,000.
The amount you reserve decreases every day, and each member has a limited number of invites. You can use my invite link here:
https://initiativeq.com/invite/rV55epz37
(Don’t worry. No funny stuff. You just need to give your name and email and your spot is reserved).