TenX - Reward program

For those who don't know about the TenX reward programm:

If you ...

...pay as TenX Card holder , you get an instantaneous reward of 0.1% in PAY
...hold PAY token in a wallet you get of 0.5% of TenX payment value

The white-paper states:

Fee Disbursement Flow
For every card transaction a merchant accepts, the merchant pays 0.5-3% in the form of a merchant discount fee. This fee is then split among his bank, also called the acquiring bank, the card scheme and the issuing bank. The fee that is paid to the issuing bank is called the interchange fee. Traditionally this fee is plain profit for the issuer, but often is also used to give rewards to the user in form of air miles or similar benefits. At TenX, we reward our users with PAY tokens on every purchase to allow them to become a token holder. Subsequently, PAY token holders will receive an incentive of 0.5% of the entire payment volume on the TenX payment platform initially on a monthly basis. TenX aims to distribute the reward in shorter periods of time in the future, with a target of hourly reward distribution.

You can find the white-paper here: https://www.tenx.tech/whitepaper/tenx_whitepaper_final.pdf

Other information about rewards can be found on TenX webpage: https://www.tenx.tech