LaLa World : For Migrants and unbanked families

What is LALA means?
LALA means being happy and that is truly what we want to achieve — financial,freedom, financial happiness, and financial accessibility to over 2 billion underbanked and underserved.
Lala is all about migrants and their unbanked families. Its an ECOSYSTEM enabled by the LALA Wallet as a PLATFORM, a single sign on platform revolving around their issues and problems. Employment issues, digital ID’s, communities build up, government and NGO partnerships, health issues, and of course, a new financial ecosystem for the huge underbanked population by capitalizing the Blockchain revolution to bridge the gap between cash, digital and the crypto world.
INTRODUCTION TO LALA WORLD
LALA World (“LALA”) is a wholesome ecosystem for the underbanked, starting with the migrants and their families back home. The ecosystem not only revolves around financial inclusion, but also bringing together communities at grass root level, solving real life issues faced by this population and using most advanced technology to bring everyone together.

The key to LALA’s success is its experienced team and their global network and partner- ships. We believe it is all about execution in the end. With relevant experience running such projects, monumental partnerships already in place, great technology team behind us and ground level support, we believe we are blessed to have all come together for LALA.
THE LALA WORLD ECOSYSTEM
We believe that the economy works best when it works for everyone, this new platform is an engine of inclusion.

LALA WALLET
LALA Wallet is your single point access to all financial services in the LALA ecosystem. You have multiple top up and cash out options, hold fiat or multiple cryptocurrencies, with a host of financial services like money transfer, lending, bill payments, cards and other normal banking products at your fingertips. LALA Wallet also allows you to share your micro projects globally, allows you to raise issues which are suppressing the underbanked and build your own communities, thereby creating a true Ecosystem enefiting everyone.

The more you use your LALA Wallet, the more you are rewarded economically, not only by cheaper transactions, but also via LALA Tokens for activities like sending new remittances, topping up user’s balances, or cashing out other users balances at other ends, along with number of other LALA referral products and services.
LALA ID — One Global ID, on Blockchain and under your control

“Digital Identity is a must for the millions of migrant labour population that visits through our platform every year and we are excited to take the first step with LALA for a truly global experience”
Dato Ratha Vellai, Bestinet Sdn Bhd Malaysia -
This unbanked population is often excluded from basic rights like property ownership, banking accounts and any social protection just because they don’t have rights identity documents. Proof of identity is where it all starts. our single LALA ID will be able to consolidate all physical and digital identity into a single secure & private ambient identity, pointing to a secured trusted dataset about the individual,
Eventually LALA ID and its association with partners globally becomes your one single access point at various multiple applications and physical locations. The prototype and MVP are in place already and being tested at various locations.

LALA TRANSFER
LALA’s management team and its partners are one of the most experienced crew who have run payment wallets, money exchanges, remittance and lending businesses for over 10 years in over 15 different counties. On top of solid experience and a great network, we have also built a great crypto offering — “LALA Transfer”, for efficient, cheap- er and faster remittance services globally.

LALA Wallet allows seamless onboarding, LALA ID creates easy verification, AML /KYC and LALA Token provides the single mechanism for users, partners, money transfer agents / operators, to make quick and cheaper transfers within communities domestical-ly as well as cross border..Partners get their own dashboards including transactional analytics, customer historical information, KYC data and top up functionality which will facilitate the advent of LALA Franchise.
LALA LENDS

Peer to peer and micro-lending has been on a steep rise over the last five years.LALA World supports individuals and small and medium sized businesses by offering them.
By lowering the costs of cash transfer and doing business, blockchain could solve some of the main problems with microlending, allowing the new financial inclusion industry to blossom and start lifting people out of poverty at a world- hanging rate.
To prevent people from falling victim to these risks, fintech corporations have come up with the concept where you can encrypt your assets to send them safely to another user, without being bound by excessive regulations and through a completely legal process. Cryptocurrency is a digital currency system that makes use of peer-to-peer (P2P) exchange platforms, is normally decentralized and facilitates the capability of processing digital transactions. The currency holders maintain virtual wallets which can hold such transactions.

LALA World is introducing an Ecosystem for the underbanked population by harnessing the power of Ethereum & Hyperledger blockchains and bridging the gap between real and crypto world. It is a new-age one-stop wallet based service that, with the help of tokens based on Ethereum’s technology, provides financial inclusion to the underbanked population of the world as well as allows investors to capitalize on the rise of blockchain technology. By creating a whole new P2P infrastructure, LALA aims to revolutionize the way individuals, small businesses and entrepreneurs transact, make payments, borrow, lend, and conduct other basic financial services.
The LALA World Ecosystem is a complete financial ecosystem that consists of 5 major products;

1.LALA Transfer 2. LALA BillPay 3. LALA Lends 4. LALA ID 5. LALA Card
LALA ID will be able to consolidate all physical and digital identity into a single secure & private ambient identity, pointing to a secured trusted dataset about the individual, thereby enabling easily individualized interactions in the physical and digital world across multiple vertical applications and complement existing identity solutions.
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created by danny_yell