Daily Saving Plan ∣ 每日储蓄计划

in #cn-malaysia8 years ago (edited)

IMG_20180325_121823.jpg

Juniors always mention their salary just enough for the personal expense and always don’t have extra money for saving.
年轻的同事们总是说钱不够用,每个月的工资都是刚刚好,完全无法给自己做储蓄。
We have created some saving plan to help them to solve their worried.
为了帮他们解决这个问题,大家就规划了几种储蓄的方程式来【强制性储蓄】。
All Saving plan are count as 31 days and there will daily collect own data. And the Saving plan as below:
所有的计划都是以每月31天来计算,他们每天都为自己做记录,就开始了以下的【强制性储蓄】:

Plan A – Coins Saving Plan ∣ A 计划-银币储蓄

This is the simple plan as daily save the coins no matter what the amount is.
非常简单的储蓄法。就是将每天收到的银币,不管多少钱的硬币都储存起来。

Plan B – Daily Expense Balance Saving Plan ∣ B 计划-日消余额储蓄

Base on data analysis, the basic expense for daily 3 meals (or 2 meals) is around RM25 and is set to daily maximum value. We will save the balance if whole day expense never reaches to RM25.
跟着数据来分析说,他们的每日三餐(或二餐)基本消费平均在马币25元。就以马币25元为顶价,每天三餐(或二餐)后的剩余马币,就全部都储存起来。

Plan C – Daily Saving (Calendar) ∣C 计划-日历储蓄

Follow the Calendar’s day to saving, example day 1 to save RM1, day 2 to save RM2 and until day 31. Anyhow, we need to reverse the saving amount as day 1 to save RM31, day 2 to save RM30, is basically early in the month will have extra money instead of the end of the month.
就是跟着日历的数字储蓄!1号就存1元,2号存2元,以此类推一直到31号。不过我们调转程序,1号存31元,2号存30元,因为月头手头比较松,可以存更多。

Plan D – RM5 Saving Plan ∣ D 计划-5元储蓄

It means to save all RM5 paper money.
也就是说,每天钱包里的全部5元纸币都储存起来。

Plan D – RM1 Saving Plan ∣ E 计划-1元储蓄

It means to save all RM5 paper money.
也就是说,每天钱包里的全部1元纸币都储存起来。

The Challenge begins! They have chosen their own saving plan!
挑战开始!他们各自选择了适合自己的计划!

Results ∣成绩:

The results after one month (average)
一个月后的成绩如下(平均):

rm1.jpg

1st Place 第一名: Plan C – Daily Saving (Calendar) ∣ C 计划-日历储蓄
2nd Place 第二名:Plan D – RM5 Saving Plan ∣ D 计划-5元储蓄
3rd Place 第三名:Plan B – Daily Expense Balance Saving Plan ∣ B 计划-日消余额储蓄
4th Place 第四名:Plan D – RM1 Saving Plan ∣ E 计划-1元储蓄
5th Place 第五名:Plan A – Coins Saving Plan ∣ A 计划-银币储蓄

We can see the Plan C is better saving plan and Plan A is worst saving plan as base on the ranking.
从排名可以看出C 计划是储蓄最多的而A计划是最少的。

Summary 总结:

Let's say we use these one-month data to make one year's data and the results as below (average):
假设用这些单月数据来做一年数据,那么成绩如下(平均):

rm2.jpg

All saving plan are able to saving money and is depend more or less only.
全部计划还真的是可以存到钱,只是看多或少而已。

Remark 备注

One of the lady’s junior have selected all saving plan and able to save around RM1000, so impressive!
有位女生把全部计划都选了!每月平均都可以储蓄到1000大元,真厉害哦!

And your choice is which saving plan?
那么,你的选择又是那个计划呢?

~Proud of @teammalaysia @cn-malaysia

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谢谢你,哈哈!

@vamos-amigo, 看到你的帖子,真是我的幸运啊!太棒了!

谢谢你,哈哈!

@vamos-amigo, 伦家就觉得你写得不错嘛~~~ img

谢谢你,哈哈!

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Haha interesting ! Really got ppl try?

Ya, is positive results after several tried, the main purpose is to encourage the young generation to have a proper saving plan. Haha

储蓄起来的钱还是要投资给自己,投资给自己是赚的最多的。

是的,我也是这样认同。Followed你了。

錢包裏都沒錢!
欸,不是,應該說,錢包都沒有的。。。飄過~ ^^

哈哈!就收银币啦!

銀幣也沒有啦。都是數字在銀行裏轉來轉去的而已。XD

@vamos-amigo 能够存到的就是钱 :D

认同!哈哈!

啊我喜欢存钱!年纪越轻越要存。老了就可以松动一点。我不知道这样对不对。直到最近,有个人做了一份报告书,同样存100 块一个月,那个十年前开始存的人,可以做大事了,而十年后才开始的,已经敌不住通膨率了。

是啊!只是现在的年轻人不是这样想,他们认为投资更有保障。哈哈

存钱了才投资。

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