EXPERIENCE AND EXPERIENCE OF FUTURE LIFE

This is a summary and also a valuable experience that I wrote in a document that should be used for the future, because based on existing experience, it should be able to be applied in this life well and also to anticipate all problems that arise. because there are many stories and tales that have been passed so far which will continue to create a disharmonious atmosphere and make it even worse and can even trigger problems and quarrels in this life. So as a note that perhaps I can immortalize this so that I can reduce the problems that arise in this life, it will actually be very important for me in determining several important things as a concept for this life. I do this precisely to be able to guarantee new things and don't cause anxiety so that later you will look fine and don't feel the pressure that always haunts your life

Actually, there are a lot of things that I should have written down as notes and also as personal documents, but I will write them down in stages and also as documents that will remind me to anticipate all the things that will arise in the future.
Based on existing experiences, and based on all the pressures that I have experienced, I can determine several actions that I might implement in my life, including:

1.REDUCES FINANCE WASTE
As I have done in my life, where I always make it easy to spend money on things that are not important, and even for caring for others, so that I always spend money on these things even though it is not considered an expense that I incur, even though In my opinion, this is an important thing in living this life, but because it is considered completely invaluable, I have to stop this action, so that I can ease my pressure in building this life.
Thus, this is one of the factors that I must immediately stop, because whatever I do, even though I am struggling, has absolutely no value at all, not even the slightest appreciation.

2.HAVE SECRET SAVINGS
This action is of course very effective for me to develop myself, and as an availability for all sudden needs, where this savings is a secret savings, and will be very helpful at certain times when needed without expecting it from other people, as debt triggers that cause problems.

So this is a good solution for me in the future to prepare myself by utilizing this secret savings, because this is very helpful when needed.

3.INCREASE INCOME IN BUSINESS
Because so far, I don't have a business, and will plan for the future, so since I wrote this document, I will develop my business from ZERO, and gradually I will develop it so that in the future it will actually grow, even though the results are small, then I will continue to improve The result is by continuing to try to add capital and levels to the business.
This business will start soon, and I will do it slowly, and the aim is to meet daily needs and also save on other costs.

4.STAY AWAY FROM PAYABLES
As the latest step, and new experience, I will try to avoid debts which really put pressure on life, and can even hinder development, so that it will be very difficult to develop myself and make life feel uncomfortable.

And so for some of these important things, I will follow up on new developments, and create a better atmosphere in the future,
Thank you all friends, I hope this can provide a good solution for the future,

regards
@ustazkarim